The maximum cash back is $1,000 on loans over $350,000 (**T & C’s apply)

STRAYA HOME LOAN RATES FROM 2.70%*

Make Your Home Loan Affordable Again. Straya Home Loans Are Offering Tailored Home Loans Starting From a Variable rate of 2.70% p.a* (Comparison rate of 2.72% p.a*)

At Straya Home Loans we believe in a fair go for all hard-working Australians.

Straya Home Loans provide access to simple quality home loans that are easy to manage, offer great features at very competitive rates through our fast, online home loan application platform.

Straya Home Loans also understands that each customer is not created equal and will tailor a home loan to suit each individual.

We pride ourselves on being 100% owned and based in Australia and have a team of local experienced consultants who can assist you through each stage of the loan process.

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We recommend you to contact our loan expert via this feedback form. This will save you time and allow us to respond quickly and efficiently to all your questions.

Privacy Policies

Straya Home Loans takes your privacy seriously. Please see our privacy policy, which describes what personal information we collect and how we use it.  Please read the Straya Home Loans privacy policy to learn more. Scoopon will not collect Personal Information secretly or in an underhanded way and will not sell your Personal Information to any third party. Please read the Scoopon privacy policy to learn more.

**CASHBACK OFFER - SCOOPON

PRODUCT NAME

STRAYA PRIME HOME LOAN SPECIAL

INTEREST RATE TYPE

VARIABLE

INTEREST RATE (p.a)

2.70%

COMP RATE ^ (p.a)

2.72%

MINIMUM LOAN AMOUNT

$50,000.00

MAXIMUM LOAN AMOUNT

$2,000,000.00

MINIMUM LOAN TERM

1 YEAR

MAXIMUM LOAN TERM

30 YEARS

MAXIMUM LVR

80%

MINIMUM INSURED LVR

80%

MORTGAGE OFFSET ACCOUNT

N/A

MORTGAGE 100% OFFSET ACCOUNT

YES [1 offset account with no minimum amount]

LOAN REDRAW FACILITY

YES

SPLIT LOAN FACILITY

YES

FIXED INTEREST RATE OPTION

NO

SUITABLE FOR INVESTMENT

YES

EXTRA REPAYMENT

YES

AVAILABLE AS EQUITY LOAN/LINE OF CREDIT

NO

REPAYMENT TYPE

PRINCIPAL AND INTEREST

APPLICATION FEE

$0

ONGOING FEE

$0 P.A

SETTLEMENT FEE

$0-$150

OFFSET ACCOUNT FEE

$395.00 ANNUAL FEE

**CASHBACK T & C'S

$1000

Straya Home Loans is offering refinancers a $1,000 cashback for new refinance applications made between 01 May 2020 to 30 June 2020, with settlement by 31 August 2020. This offer is available on Straya Prime Home loans (owner-occupier principal-and-interest repayments, investor principal-and-interest repayments and interest only repayments up to 5 years on interest only period).

To receive the cash back offer you need to be refinancing a minimum loan amount of $350,000. Limit to one cash back per loan within 12-month period. Terms and conditions apply.

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